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Tag Archives: self employed finance

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Freelance Borrowers Face Being ‘Locked Out’ of the Mortgage Market

Due DiligenceBy SulemanBaigJanuary 18, 2021

Freelance borrowers face being effectively ‘locked out’ of the mortgage market by lending restrictions which would force them to raise a £100,000 deposit.  Major lenders have started cracking down on freelancers as part of their own risk-aversion strategies. Santander have blocked mortgage applications from freelancers unless they have a deposit of at least 40%. The…

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